Terms of Use

1. General Provisions

These Terms of Use ("Terms") govern your access to and use of the website and participation in the Budget Gamification educational webinar series (the "Webinar") organized by DA LLC ("we", "us", or "our"). By accessing our website or registering for the Webinar, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website or register for the Webinar.

2. Nature of the Project

The Budget Gamification webinar series is a free online educational event designed to explore how game elements in budgeting applications influence financial habits, motivation, and self-regulation. The project is research-based and does not promote any products, services, brands, budgeting applications, gamified financial tools, productivity platforms, investment services, coaching programs, or commercial applications of any kind.

3. No Professional Advice

All materials, presentations, discussions, exercises, and content provided during the Webinar or on this website are for informational and educational purposes only. The content does not constitute and should not be interpreted as:

• Professional financial advice or financial planning guidance
• Psychological counseling, therapy, or mental health treatment
• Investment advice or asset management recommendations
• Application recommendations or software endorsements
• Medical, legal, or any other form of professional advice

If you require professional financial, psychological, or medical advice, please consult a qualified professional in the relevant field.

4. No Guarantees

We make no guarantees, representations, or warranties regarding the outcomes of participating in the Webinar. Specifically, we do not guarantee improvement in financial discipline, budgeting consistency, motivational outcomes, behavioral change, or any specific personal or financial results. The effectiveness of any insights or recommendations discussed during the Webinar depends entirely on individual circumstances, and results may vary.

5. Participant Responsibility

Participants are solely responsible for how they interpret, apply, and use the information provided during the Webinar or on this website. Any decisions made based on the content of the Webinar are made at the participant's own discretion and risk. We shall not be held liable for any actions taken or not taken based on the information presented.

6. Registration and Participation

Registration for the Webinar is free and requires only a name and email address. By registering, you agree to:

• Provide accurate and truthful information during registration
• Receive organizational emails related solely to the Webinar (confirmation, reminders, streaming links, and recording access)
• Participate respectfully and constructively during interactive elements

We reserve the right to cancel or modify the Webinar schedule, format, or content at any time without prior notice.

7. Intellectual Property

All content presented during the Webinar and published on this website — including but not limited to text, presentations, graphics, exercises, research summaries, and recordings — is the intellectual property of DA LLC or used with appropriate permissions. You may not reproduce, distribute, modify, publicly display, or create derivative works from any of this content without our prior written consent. Personal, non-commercial use for educational purposes is permitted.

8. Website Use

When using our website, you agree to:

• Use the website only for its intended purpose of accessing information about the Webinar and registering for participation
• Not attempt to interfere with, disrupt, or compromise the website's functionality or security
• Not use automated tools to scrape, harvest, or collect data from the website
• Not submit false, misleading, or harmful information through any forms

9. Limitation of Liability

To the fullest extent permitted by applicable law, DA LLC, its officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the website, participation in the Webinar, or reliance on any content provided. This includes, without limitation, damages for loss of profits, data, goodwill, or other intangible losses.

10. Disclaimer of Warranties

The website and Webinar content are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

11. Privacy

Your use of the website and participation in the Webinar is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal data. By using our website, you acknowledge that you have read and understood our Privacy Policy.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Louisiana, United States, without regard to its conflict of law provisions. Any disputes arising from or relating to these Terms or your use of the website shall be resolved in the courts located in East Baton Rouge Parish, Louisiana.

13. Modifications

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of the website or participation in the Webinar after any modifications constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

14. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if modification is not possible, it shall be severed from these Terms. The remaining provisions shall continue in full force and effect.

15. Contact

If you have any questions about these Terms, please contact us: